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| American Express Small Business Credit Card Options |
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If you are shopping for an American Express small business credit card, you will have several options to choose from. Each of the different small business credit cards offered by American Express has its benefits and potential drawbacks. Here are some of the things you should know about the different options before you apply for business credit cards with American Express.
The first American Express small business credit card you will consider is likely the Business Gold Rewards Card. This card comes with no preset spending limit. It comes with OPEN Savings, American Express's business savings program that allows you to save up to 25% on certain business purchases made on the card. This is a small business credit card with rewards, which means for every dollar you spend you will earn points that can be used towards merchandise and special small business credit card offers. There is no APR on this card, because in most situations you will have to pay your balance in full each month. There is an extended payment option for those with a good credit rating. The card has an annual fee which is waived the first year.
One of the other small business cards offered by American Express is the Business Green Rewards Card. This one has a lower annual fee and also allows you to earn rewards. Like the gold card, it does not have a preset spending limit. However, you will earn fewer rewards with this more affordable credit card for new small business owners. There is no discount on purchases with this card.
The American Express Simply Cash business credit cards offer 0% APR for the first year. The balance on these cards does not need to be paid in full each month. There is no annual fee for this card. It is a card that offers credit card cash rebates. With these small business credit cards, you earn 1% cash back on almost any purchase you make. You also earn 5% cash back on office purchases, gas, and wireless services, which are the items many small business owners use frequently.
If you are looking for a business mile credit card, you may want to consider the Gold Delta SkyMiles Business Credit Card that American Express offers. This card allows you to earn airline miles for your purchases. You get 30,000 bonus miles when you sign up. There is an annual fee, which is waived the first year. You will also save 5% any time you reserve a Delta flight with this card. This is not a 0% small business credit card, however, so you will pay interest on your purchases.
American Express has been a leader in the business credit cards industry for a long time. If you are just starting out as a small business owner, you can still benefit from the rewards programs, discounts, and protection offered by American Express small business credit cards. Simply choose the American Express small business credit card that best fits your needs as a business owner, and begin the process of saving and earning rewards!
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